Boise 2026
2018 S Hervey St, Boise, ID 83705

2018 S Hervey St

2018 S Hervey St, Boise, ID 83705 Active

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2/10 over on both axes at list; unsettled 2x sqft/bath makes size the whole ballgame
Parcel R2024303630 · County pulled: 2026-07-11 · Status checked: 2026-07-11
  • Price$479,900
  • Beds / Baths1 / 1
  • Sqft884
  • Built1936
  • HOANone
  • Avg drive18 min
  • School zoneBoise

Drive times 18 min avg

  • Illya's house 20 min 8.8 mi
  • Jay & Debby's house 23 min 8.1 mi
  • Boise High School 9 min 3.4 mi
  • Idaho Fine Arts Academy 18 min 11 mi

Driving estimates via OSRM (free-flow, no traffic) — routes drawn on the map above. Average across 4 landmarks.

Valuation & tax history

YearAssessed valueProperty tax
2026$412,900—
2025—$2,565.80
2024—$2,442.64
2023—$2,213.86
2022—$2,639.56
2021—$2,150.16
2020—$1,776.40

Idaho has no cap on assessment increases — assessed value (and therefore tax) drifts up year over year. Budget for the drift.

Run June 19, 2026 · rate 6.5% (Freddie 6.47% 6/18, Bankrate 6.48% 6/19/2026) · cash fund $105k

✅ COUNTY PULL COMPLETED 2026-07-11 (Ada County Assessor, parcel R2024303630). The record fields below are now county-sourced. Two things the Affordability / Flags / Bottom-line sections below still reflect the old blocked-pull estimate and need a re-run by their owners: (1) a major sqft discrepancy — the county measures 1,722 sqft, nearly 2× the 884 on the listing; and (2) the county tax is real now (~$214/mo, exemption already applied). The affordability math (boise-home-eval), score (house-scorer), verdict and summary (Chip) are stale against these numbers.

Listing facts (Zillow)

  • List 884 sqft → ~$543/sqft (but see county sqft discrepancy below)

County record — Ada County Assessor (pulled 2026-07-11)

  • Parcel: R2024303630 · Tax Code Area: 01-6 · Zone: R-1C
  • Owner: HEBEL JOHN W II — an individual (not an LLC/flip), owner-occupied (owner mailing address = the situs), so the tax below already carries the homeowner’s exemption.
  • Legal: LOTS 11/12 BLK 30, EAGLESON PARK ADD · Lot: 0.140 ac
  • 2026 assessed: $412,900 (land $189,000 + improvements $223,900). List $479,900 sits ~$67k above the county assessed value.
  • Structure (county): built 1936, remodeled 2007, single-family, single-story 1,722 total sq ft, 2.0 baths, 609 sq ft garage/car storage, 260 sq ft covered patio, no A/C listed.
  • ⚠️ SQFT / BATH DISCREPANCY — biggest flag. County: 1,722 sqft, 2.0 baths. Listing: 884 sqft, 1 bed / 1 bath. That’s nearly double the area and an extra bath — one of these describes a different footprint (possible finished addition/conversion vs. original-house marketing figure, or a stale county record). Frontmatter sqft/beds/baths left at the listing values pending physical verification — do not treat either number as settled. At 1,722 sqft the $/sqft is ~$279, not ~$543; this swings the whole value read, so verify before scoring.
  • Actual tax history (county “Total Taxes”): 2025 $2,565.80 (~$214/mo) · 2024 $2,442.64 · 2023 $2,213.86 · 2022 $2,639.56 · 2021 $2,150.16 · 2020 $1,776.40. Rising steadily (~$1,285 in 2015 → $2,566 in 2025, no assessment cap in Idaho). The 2025 bill (~$214/mo) matches the exemption-applied figure, so Eric’s owner-occupied tax would be about the same — close to (slightly above) the old ~$200/mo estimate.
  • Prior-year assessed values (2020–2025) were not reachable this pull — the Assessor site’s year selector requires an in-page interaction the API-less browser session can’t perform; only the current-year (2026) valuation and the full multi-year tax table are URL-reachable.

Affordability — ESTIMATE ONLY (list price; county tax NOT confirmed)

Assumptions: 6.5% 30-yr fixed, 20% down (no PMI), estimated tax ~$2,400/yr (~$200/mo, exemption applied — UNVERIFIED), ins ~$110/mo.

20% down (no PMI)

  • 20% down = $95,980 → loan $383,920
  • P&I at 6.5%: ~$2,427/mo
  • Property tax (ESTIMATED): ~$200/mo · Insurance: ~$110/mo · HOA $0 · PMI $0
  • All-in (estimate): ~$2,737/mo → ~$237/mo OVER the $2,500 ceiling. (pending county confirmation)

Cash (estimate). $95,980 down + ~$14,397 closing (3%) ≈ $110,377 — about $5k OVER the $105k fund. So on list-price math it misses both axes — though by less than the $500k+ listings in this batch.

Flags

  • County financials NOT pulled — Terms gate blocked the records; treat tax_mo and the ~$2,737/mo as estimates.
  • It’s a 1936 ONE-bedroom — even if the price were negotiated into range, a 1bd/1ba (884 sqft) is a severe livability and resale limiter. The single biggest non-financial flag in this batch.
  • Leans over budget at list — ~$237/mo over $2,500 and ~$5k over the cash fund on the estimate. A price cut could close the cash gap, but the 1-bedroom problem remains.

Bottom line

Provisional pass. The county record could not be pulled (Terms gate), so this is a list-price estimate only: roughly $2,737/mo all-in (~$237 over $2,500) and ~$110k cash (~$5k over the fund). Beyond the math, it’s a 1936 one-bedroom — hard to justify at ~$480k regardless of the tax detail. Re-pull to confirm the numbers, but the spec alone makes this a low priority.