2627 N Morrow Ave
- Price$379,990
- Beds / Baths3 / 2
- Sqft1,330
- Lot0.150 ac (6,534 sqft)
- Built2000
- HOANone
- Avg drive14 min
- School zoneWest Ada
Drive times 14 min avg
- Illya's house 5 min 1.5 mi
- Jay & Debby's house 23 min 8.3 mi
- Boise High School 17 min 7.2 mi
- Idaho Fine Arts Academy 12 min 5.3 mi
Driving estimates via OSRM (free-flow, no traffic) — routes drawn on the map above. Average across 4 landmarks.
Valuation & tax history
| Year | Assessed value | Property tax |
|---|---|---|
| 2026 | $374,300 | — |
| 2025 | — | $1,420.92 |
| 2024 | — | $1,455.56 |
| 2023 | — | $1,563.36 |
| 2022 | — | $2,020.60 |
| 2021 | — | $1,813.96 |
Idaho has no cap on assessment increases — assessed value (and therefore tax) drifts up year over year. Budget for the drift.
Run July 6, 2026 · rate 6.5% (Freddie 6.43% 7/2, Bankrate 6.54% 7/6/2026) · cash fund $105k.
Listing facts (Zillow)
- List $379,990 · 3 bd / 2 ba · 1,330 sqft · built 2000 · ~$286/sqft
- Some aggregators tag it a “condo” — wrong (see county record below).
County record — Ada County Assessor
- List is only ~$5.7k / ~1.5% over the 2026 assessed value ($374,300) — priced essentially at market; honest, but no built-in equity cushion.
- Owner: BLANKINSHIP CALVIN L ESTATE TRUST — an estate sale (trust took title ~2024, now selling). Likely as-is with thin disclosures; inspect thoroughly and confirm the trust’s authority to convey.
- NOT a condo — county Characteristics say Dwelling Type: Single Family, own fee-simple 0.150-ac R-1C lot in DARIEN SUB, no HOA/condo-association structure in the record. 2000 build, single story, A/C, 420 sqft attached garage. (Still worth a one-line “no HOA” confirmation with the agent.)
Tax caveat — don’t underwrite the current bill. The 2025 tax (~$1,421) has fallen while values rose — the signature of a senior circuit-breaker on the elderly decedent-owner. That credit does not transfer. As owner-occupant with the homeowner’s exemption (~$125k off → taxable ~$249k) at ~0.9%, budget ~$2,300/yr ≈ ~$190/mo. FILE FOR THE EXEMPTION after closing.
Affordability — FITS both walls
20% down, 6.5%, exemption-adjusted tax ~$190/mo (not the depressed ~$118/mo):
- 20% down = $75,998 → loan $303,992 · P&I ~$1,922/mo
- Tax ~$190/mo + insurance ~$110/mo + HOA $0 + PMI $0
- All-in ~$2,222/mo → ~$278 under the $2,500 target. ✓
- Cash: ~$87.4k ($75,998 down + ~$11,400 closing) → ~$17.6k left of the fund. ✓
Flags
- Estate-trust sale — as-is, limited disclosures, trustee won’t know the house’s history. Thorough inspection; even a 2000 build can carry deferred maintenance. Title item: confirm clean authority to convey.
- Circuit-breaker tax mirage — the ~$1,421 current bill is a non-transferring senior credit; use ~$190/mo.
- Priced at assessed — fair, but no equity cushion at purchase.
- Confirm no HOA — county shows none; one-line agent confirmation clears the last hard-no risk.
- Genuine pluses: newer (2000) 3 bd / 2 ba, 1,330 sqft with A/C and a 2-car garage at ~$286/sqft — roomier and newer than most of the board — and 1.5 mi / 5 min from Illya’s house.
Bottom line
The condo tag is a data error: county says detached 2000 single-family on a fee-simple R-1C lot, no HOA. Priced right at assessed, it pencils to ~$2,222/mo (~$278 under) with ~$17.6k cash left at 20% down — a clean fit on both walls, with a real second bath, A/C, a 2-car garage, and the shortest hop to Illya’s on the board. It’s an estate as-is sale, so the inspection carries the weight, and plan on ~$190/mo tax once the senior credit falls off. Confirm “no HOA” and this is a legitimate top-tier contender.