Boise 2026
← all houses 2118 W Targee St, Boise, ID 83705

2118 W Targee St

2118 W Targee St, Boise, ID 83705 Off Market
County pulled: pending · Status checked: 2026-06-19

Run June 19, 2026 · via boise-home-eval skill · rate 6.5% (Freddie 6.47% 6/18, Bankrate 6.48% 6/19/2026) · cash fund $105k · county pull UNRESOLVED

Listing facts (Zillow, MLS #98966596)

County record — Ada County Assessor: ⚠️ LOOKUP FAILED (parcel unconfirmed)

The Ada County Assessor address search would not resolve 2118 W Targee St to a confirmable parcel. Details of the attempt (2026-06-19):

  • An exact “2118 / Targee” address search auto-navigated to parcel R6114511060, situs 2714 S COLUMBUS ST (NORCREST SUB NO 02, owner FRIES BARRY) — a different, separately and actively listed property (its own Zillow listing, MLS #98987042, distinct from this off-market Targee listing, MLS #98966596). It could be the same corner house under a Columbus-side situs address, but the differing MLS numbers and subdivision mean I cannot confirm the parcels are the same, and I will not attribute Columbus St’s numbers to this file.
  • A street-name-only “Targee” search returned an unrelated parcel on S Broxon St — i.e. the Assessor’s address index is fuzzy-matching, not returning a clean Targee result.

Therefore: parcel, assessed value, valuation history, and actual tax history are UNVERIFIED for this property and deliberately omitted. This needs a manual re-pull (try the parcel directly if the MLS/title sheet lists it, or a corner-lot situs of 2714 S Columbus St if confirmed to be the same dwelling). county_pulled stays pending until a real, confirmed pull is done.

Affordability — VERDICT: Off-market + unverified; would not fit at the estimate regardless

Assumptions: 6.5% 30-yr fixed, 20% down, ins ~$110/mo, price = the ~$475k Zestimate (not a live ask), tax ESTIMATED at the ~0.6% exempted Boise norm since the real bill is unverified.

Hypothetical 20% down (no PMI) at the ~$475k Zestimate

  • 20% down = $95,000 → loan $380,000
  • P&I at 6.5%: ~$2,402/mo
  • Property tax — estimated (no county figure): an exemption-adjusted Boise bill at ~0.6% effective on a ~$385k assessed value would run ~$2,300/yr ≈ ~$190/mo (placeholder; confirm with the real pull)
  • Insurance: ~$110/mo · HOA $0 · PMI $0
  • All-in: ~$2,700/mo → ~$200/mo OVER the $2,500 ceiling (on estimated tax)
  • Cash: $95,000 down + ~$14,250 closing (3%) ≈ $109,250 → ~$4k OVER the $105k fund.

So even on the estimate it misses on both axes — and it’s off-market, so there’s nothing to act on now anyway.

Flags

  • OFF-MARKET — nothing to buy today. The ~$475k is a Zestimate, not a negotiated price.
  • ⚠️ County record UNVERIFIED — the address didn’t resolve to a confirmable parcel; assessed value and real tax history are unknown. Re-pull manually before trusting any number here. This is the one property in the batch where the authoritative county check could not be completed.
  • Would not fit at the estimate — ~$200/mo over the payment ceiling, ~$4k over the cash fund (on estimated tax).
  • 4bd/2ba but only 988 sqft — the lone 4/2 of the batch, but ~247 sqft/bedroom means very small rooms; verify the bedroom/bath count against the actual county characteristics once the parcel is confirmed.

Bottom line

Off-market, so nothing to pursue — and uniquely in this batch, the Ada County lookup failed: the address fuzzy-resolves to an unrelated 2714 S Columbus St parcel (a separate active listing), so I could not confirm the real parcel, assessed value, or tax history, and have not recorded guessed numbers. On the listed spec (4/2, 988 sqft, 1962) the ~$475k estimate already misses budget (~$2,700/mo, ~$109k cash). Action: if this ever relists, get the parcel number from the MLS/title and re-run a confirmed county pull before relying on any figure in this file; county_pulled stays pending.