2001 W Tendoy Dr
- Price$459,000
- Beds / Baths3 / 1
- Sqft964
- Built1961
- HOANone
- Avg drive17 min
- School zoneBoise
Drive times 17 min avg
- Illya's house 19 min 10.3 mi
- Jay & Debby's house 23 min 8.3 mi
- Boise High School 9 min 3.5 mi
- Idaho Fine Arts Academy 17 min 10.9 mi
Driving estimates via OSRM (free-flow, no traffic) — routes drawn on the map above. Average across 4 landmarks.
Valuation & tax history
| Year | Assessed value | Property tax |
|---|---|---|
| 2026 | $382,200 | — |
| 2025 | $374,300 | $2,307.72 |
| 2024 | $373,600 | $2,263.88 |
| 2023 | $348,000 | $2,137.42 |
| 2022 | $410,000 | $2,479.12 |
| 2021 | $313,200 | $2,064.92 |
| 2020 | $247,700 | $1,758.58 |
Idaho has no cap on assessment increases — assessed value (and therefore tax) drifts up year over year. Budget for the drift.
Run June 19, 2026 · rate 6.5% (Freddie 6.47% 6/18, Bankrate 6.48% 6/19/2026) · cash fund $105k
Listing facts (Zillow)
- ~$476/sqft
County record — Ada County Assessor (the truth)
- List price is ~$76,800 (20%) OVER assessed value — a meaningful premium. Note the owner just bought in 2025; this is a quick re-list, so dig into why (flip? relocation?) and what, if anything, was done to the house.
Up ~54% in six years (2020 $247k → 2026 $382k). Budget for continued upward tax drift.
Exemption is applied. 2025 tax $2,307.72 on $374,300 assessed = ~0.62% effective — exemption-adjusted. Gross un-exempted levy ≈ 0.92%. Eric, living here, inherits roughly this bill (~$2,300/yr ≈ ~$192/mo), no extra savings to capture. Because the property just transferred in 2025, confirm the exemption is re-filed in your own name after closing — it does not carry over with a sale.
Affordability — VERDICT: Closest of the batch, but still over at list
Assumptions: 6.5% 30-yr fixed, 20% down (no PMI), effective levy 0.92% / exempted bill ~$2,300/yr, ins ~$110/mo.
20% down (no PMI)
- 20% down = $91,800 → loan $367,200
- P&I at 6.5%: ~$2,321/mo
- Property tax (exemption applied): ~$192/mo
- Insurance: ~$110/mo · HOA $0 · PMI $0
- All-in: ~$2,623/mo → ~$123/mo OVER the $2,500 ceiling. ✗ (but the smallest miss in the batch)
Cash sits right at the wall. $91,800 down + ~$13,770 closing (3%) ≈ $105,570 — about $570 OVER the $105k fund, i.e. essentially no cushion. So at list it misses on both, but only barely.
What would make it fit: a price around $435–439k (a ~$20–25k cut, toward the county’s $382k assessed) pulls the payment under $2,500 and frees a small cash cushion. This is the one in the batch where a normal negotiation could close the gap.
Flags
- Just misses, but only just — ~$123/mo over the ceiling and cash right at $105k with no margin. Not a fit at list, but the nearest of the six.
- Recent 2025 purchase, quick re-list, priced ~20% over assessed — possible flip. Push for a rigorous inspection (updates vs. cosmetic) and ask what was done since the 2025 sale. Re-file the exemption.
- Best spec of the batch: a real 3bd/1ba (vs. the 2/1 cottages around it) on the largest lot (0.218 ac), and a 1961 build (newer than the 1910–1952 stock here). Single bath is the livability limiter.
- 964 sqft for 3 bedrooms — small rooms; verify the third bedroom is a true conforming bedroom.
Bottom line
The best candidate of this batch and the only one within striking distance. At $459,000, 20% down lands ~$2,623/mo (~$123 over the $2,500 ceiling) and eats essentially the whole $105k fund (~$105.6k needed) — so it misses on both axes at list, but by the slimmest margins here. It’s also the best house: a true 1961 3/1 on a 0.218-ac lot, the largest and newest in the group. Priced ~20% over the county’s $382,200, and the owner just bought in 2025 (treat as a possible flip — inspect hard). A price nudge to ~$435–439k would make it genuinely fit. Worth a lowball/watch; pass only at full list.